d{"id":712,"date":"2020-05-30T14:41:09","date_gmt":"2020-05-30T20:41:09","guid":{"rendered":"https:\/\/demarcomitchell.com\/?page_id=712"},"modified":"2022-09-02T12:20:11","modified_gmt":"2022-09-02T18:20:11","slug":"bankruptcy","status":"publish","type":"page","link":"https:\/\/demarcomitchell.com\/bankruptcy\/","title":{"rendered":"Bankruptcy"},"content":{"rendered":"
[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero Section” _builder_version=”4.9.7″ background_image=”https:\/\/demarcomitchell.com\/wp-content\/uploads\/2021\/06\/2014_11_8672544804_cbb48e6a6f_z.jpg”][et_pb_fullwidth_header title=”Filing for BANKRUPTCY in Plano, TX” background_overlay_color=”rgba(0,0,0,0.5)” content_max_width=”550px” _builder_version=”4.9.7″ title_level=”h2″ title_font=”Poppins|700||on|||||” title_text_color=”#ffffff” title_font_size=”40px” title_letter_spacing=”2px” title_line_height=”1.4em” content_font=”Poppins|700|||||||” content_text_color=”#e09900″ content_font_size=”24px” content_letter_spacing=”2px” content_line_height=”2em” subhead_font=”Playfair Display|700||on|||||” subhead_font_size=”48px” subhead_letter_spacing=”3px” subhead_line_height=”1.4em” background_color=”rgba(255,255,255,0)” background_image=”https:\/\/demarcomitchell.com\/wp-content\/uploads\/2021\/07\/inside-pages-header.jpg” custom_button_one=”on” button_one_border_width=”1px” button_one_border_color=”rgba(255,255,255,0.3)” button_one_border_radius=”0px” button_one_letter_spacing=”1px” button_one_font=”Saira Extra Condensed|600||on|||||” button_one_icon=”%%3%%” button_one_icon_color=”#edbb5f” custom_button_two=”on” button_two_border_width=”1px” button_two_border_color=”rgba(255,255,255,0.3)” button_two_border_radius=”0px” button_two_letter_spacing=”1px” button_two_font=”Saira Extra Condensed|600||on|||||” button_two_icon=”%%3%%” button_two_icon_color=”#edbb5f” module_alignment=”right” custom_margin=”|||” custom_padding=”6.4%||146px||false|false” custom_padding_tablet=”” custom_padding_phone=”||75px||false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ background_color_phone=”#6a152a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” button_one_text_color_hover=”#edbb5f” button_two_text_color_hover=”#edbb5f” button_one_bg_color_hover=”rgba(0,0,0,0)” button_two_bg_color_hover=”rgba(0,0,0,0)” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#edbb5f” button_two_text_color__hover_enabled=”on” button_two_text_color__hover=”#edbb5f” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”on” button_one_bg_color__hover=”rgba(0,0,0,0)” button_two_bg_color__hover_enabled=”on” button_two_bg_color__hover=”rgba(0,0,0,0)” sticky_enabled=”0″]<\/p>\n
[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|off” admin_label=”Attributes” _builder_version=”4.9.7″ background_color=”#fcfcfc” custom_margin=”|||” custom_padding=”0px|0px|2px|0px||”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.9.7″ background_color=”rgba(0,0,0,0)” custom_margin=”|||” custom_padding=”27px|0px|0px|0px” hover_enabled=”0″ box_shadow_style=”preset3″ box_shadow_vertical=”15px” box_shadow_blur=”80px” box_shadow_color=”rgba(0,0,0,0.15)” use_custom_width=”on” custom_width_px=”1440px” sticky_enabled=”0″][et_pb_column type=”1_3″ _builder_version=”4.9.7″ custom_padding=”|5px|35px|0px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” min_height=”390px” custom_margin=”-100px||||false|false” custom_padding=”30px|40px|40px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/should-i-file-for-bankruptcy\/” hover_enabled=”0″ border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off” sticky_enabled=”0″]<\/p>\n
For many, filing for bankruptcy is viewed as a last resort. Ironically, the opposite is often true. Filing bankruptcy with a Plano, TX lawyer will relieve you from your financial stress and provide you the opportunity to rebuild your life, improve finances, and strengthen your family.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/should-i-file-for-bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”15px” custom_margin=”-60px||||false|false” min_height=”34.5px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.6″ custom_padding=”|5px||5px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” min_height=”390px” custom_margin=”-100px|||” custom_padding=”30px|40px|40px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” border_radii=”on|15px|15px|15px|15px” border_color_all=”rgba(51,51,51,0.06)” border_width_right=”1px” border_width_left=”1px” box_shadow_style=”preset4″ box_shadow_horizontal=”6px” box_shadow_vertical=”6px” box_shadow_blur=”18px” locked=”off”]<\/p>\n
Chapter 7 provides debtors with a \u201cfresh start\u201d by discharging most, if not all, of the debtor\u2019s debts. A chapter 7 discharge is available only to individuals and not to partnerships or corporations.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-60px||||false|false”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.6″ custom_padding=”|||5px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.6″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#ffffff” max_width=”550px” min_height=”390px” custom_margin=”-100px||||false|false” custom_padding=”30px|40px|40px|40px|false|false” border_radii=”on|15px|15px|15px|15px” border_color_all=”rgba(51,51,51,0.06)” border_width_right=”1px” border_width_left=”1px” box_shadow_style=”preset4″ box_shadow_horizontal=”6px” box_shadow_vertical=”6px” box_shadow_blur=”18px” locked=”off”]<\/p>\n
Chapter 13 is for individuals with regular income from any source, not just wages.\u00a0 The purpose of chapter 13 is to help individual debtors reorganize their finances by making payments to creditors through a Chapter 13 plan.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/chapter_13_bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-60px||||false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.0.6″ background_color=”rgba(0,0,0,0)” custom_margin=”|||” custom_padding=”0px|0px|0px|0px||” box_shadow_style=”preset3″ box_shadow_vertical=”15px” box_shadow_blur=”80px” box_shadow_color=”rgba(0,0,0,0.15)” use_custom_width=”on” custom_width_px=”1440px”][et_pb_column type=”1_3″ _builder_version=”4.0.6″ custom_padding=”|5px||0px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” min_height=”390px” custom_margin=”10px||||false|false” custom_padding=”30px|40px|70px|40px|false|false” border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off”]<\/p>\n
Chapter 11 is complex and\u00a0 often used by businesses to restructure their debts. The process is flexible with different processes.\u00a0 For example, in addition to\u00a0 traditional chapter 11 cases, there are also: (i) single asset real estate cases; (ii) small business debtor cases; and (iii) subchapter V cases.<\/p>\n
[\/et_pb_text][et_pb_button button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-60px||||false|false”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.6″ custom_padding=”|5px||5px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#ffffff” max_width=”550px” min_height=”390px” custom_margin=”14px||||false|false” custom_padding=”30px|40px|93px|40px|false|false” border_radii=”on|15px|15px|15px|15px” border_color_all=”rgba(51,51,51,0.06)” border_width_right=”1px” border_width_left=”1px” box_shadow_style=”preset4″ box_shadow_horizontal=”6px” box_shadow_vertical=”6px” box_shadow_blur=”18px” locked=”off”]<\/p>\n
Individual debtors must list the property they wish to keep in their bankruptcy schedules. If a debtor fails to list an asset (that might otherwise be exempt) the bankruptcy trustee has the right to compel the debtor to turnover that asset to the trustee for the benefit of creditors.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/exemptions\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-60px||||false|false”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.6″ custom_padding=”|||5px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#ffffff” max_width=”550px” min_height=”390px” custom_margin=”10px||||false|false” custom_padding=”30px|40px|152px|40px|false|false” border_radii=”on|15px|15px|15px|15px” border_color_all=”rgba(51,51,51,0.06)” border_width_right=”1px” border_width_left=”1px” box_shadow_style=”preset4″ box_shadow_horizontal=”6px” box_shadow_vertical=”6px” box_shadow_blur=”18px” locked=”off”]<\/p>\n
Like many legal practices, bankruptcy has its own parlance.\u00a0 In order to help you better understand how bankruptcy works, we have created a dictionary of common terms used by bankruptcy professionals.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/bankruptcy_dictionary\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-60px||||false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|on” admin_label=”Attributes” _builder_version=”4.9.7″ background_color=”#fcfcfc” custom_margin=”20px||||false|false” custom_padding=”0px|0px|2px|0px||”][et_pb_row _builder_version=”4.9.7″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” module_alignment=”center” min_height=”300px” custom_margin=”0px||0px||false|false” custom_padding=”30px|40px|60px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/should-i-file-for-bankruptcy\/” hover_enabled=”0″ border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off” sticky_enabled=”0″]<\/p>\n
For many, filing for bankruptcy is viewed as a last resort. Ironically, the opposite is true more often than not. Filing bankruptcy will relieve you from your financial stress and provide you the opportunity to rebuild your life, improve your finances, and strengthen your family.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-50px||||false|false” custom_padding__hover_enabled=”on|desktop”][\/et_pb_button][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” module_alignment=”center” min_height=”300px” custom_margin=”0px||0px||false|false” custom_padding=”30px|40px|60px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off”]<\/p>\n
Chapter 7 provides debtors with a \u201cfresh start\u201d by discharging most, if not all, of the debtor\u2019s debts. A chapter 7 discharge is available only to individuals and not to partnerships or corporations.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-50px||||false|false”][\/et_pb_button][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” module_alignment=”center” min_height=”300px” custom_margin=”0px||0px||false|false” custom_padding=”30px|40px|50px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/chapter_13_bankruptcy\/” border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off”]<\/p>\n Chapter 13 is for individuals with regular income from any source, not just wages. The purpose of chapter 13 is to help individual debtors reorganize their finances by making payments to creditors through a Chapter 13 plan.<\/span><\/p>\n <\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/chapter_13_bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”15px” custom_margin=”-50px||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.9.7″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” module_alignment=”center” min_height=”300px” custom_margin=”0px||0px||false|false” custom_padding=”30px|40px|60px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/bankruptcy\/” border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off”]<\/p>\n Chapter 11 is complex and often used by businesses to restructure their debts. The process is flexible with different processes. For example, in addition to traditional chapter 11 cases, there are also: (i) single asset real estate cases; (ii) small business debtor cases; and (iii) subchapter V cases.<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-50px||||false|false”][\/et_pb_button][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” module_alignment=”center” min_height=”300px” custom_margin=”0px||0px||false|false” custom_padding=”30px|40px|60px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off”]<\/p>\n Individual debtors must list the property they wish to keep in their bankruptcy schedules. If a debtor fails to list an asset (that might otherwise be exempt) the bankruptcy trustee has the right to compel the debtor to turnover that asset to the trustee for the benefit of creditors.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/chapter_7_bankruptcy\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”16px” custom_margin=”-50px||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop”][\/et_pb_button][et_pb_text _builder_version=”4.9.7″ text_font=”Poppins||||||||” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_3_font=”|600||on|||||” header_3_text_color=”#6a152a” header_3_line_height=”1.4em” background_color=”#fcfcfc” max_width=”550px” module_alignment=”center” min_height=”300px” custom_margin=”13px||0px||false|false” custom_padding=”30px|40px|60px|40px|false|false” link_option_url=”https:\/\/demarcomitchell.com\/bankruptcy_dictionary\/” border_radii=”on|15px|15px|15px|15px” border_color_all=”#000000″ border_style_all=”inset” border_color_bottom=”rgba(0,0,0,0)” box_shadow_style=”preset2″ locked=”off”]<\/p>\n Like many legal practices, bankruptcy has its own parlance. In order to help you better understand how bankruptcy works, we have created a dictionary of common terms used by bankruptcy professionals..<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/demarcomitchell.com\/bankruptcy_dictionary\/” button_text=”Learn More” button_alignment=”center” _builder_version=”4.9.7″ _module_preset=”default” custom_button=”on” button_text_size=”15px” custom_margin=”-50px||||false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|on” admin_label=”Attributes” _builder_version=”4.9.7″ background_color=”#fcfcfc” custom_margin=”|||” custom_padding=”0px|0px|2px|0px||”][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Attributes” _builder_version=”3.22″ custom_margin=”|||” custom_padding=”0px|0px|0px|0px||”][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Team” _builder_version=”4.8.2″ background_color=”#282828″ custom_margin=”-150px||||false|false” custom_padding=”3vw|0px|5vw|0px|false|false”][et_pb_row _builder_version=”3.25″ custom_padding=”27px|0px|27px|0px”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.6″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” text_orientation=”center” background_layout=”dark” max_width=”7000px” custom_padding=”4%||||false|false” locked=”off”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#edbb5f” divider_weight=”2px” _builder_version=”3.2″ max_width=”60px” module_alignment=”center” height=”2px” locked=”off”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.0.6″][et_pb_column type=”1_3″ _builder_version=”4.0.6″][et_pb_testimonial author=”Debbie C.” quote_icon_color=”#2b7c8f” _builder_version=”4.0.6″ link_option_url=”\/testimonials\/”]<\/p>\n We received our Chapter 13 confirmation in the mail and I wanted to give you and Christine a big thank you. I know you had to work hard on this mess to get it to this point and we do appreciate it. Hopefully we can see this thing through and be completely debt free except the mortgage of course in the next few years. We are looking forward to that day.<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.6″][et_pb_testimonial author=”Holly A.” quote_icon_color=”#2b7c8f” _builder_version=”4.0.6″ link_option_url=”\/testimonials\/”]<\/p>\n Bob, I do not have the words to describe what I\u2019m feeling right now. I\u2019m so overwhelmed with relief, knowing that I can put this nightmare behind me. THANK YOU so much for representing me and getting me through this. Please know that you have changed my life in a positive way, and for that, I thank GOD and I am so grateful!<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.6″][et_pb_testimonial author=”Brian & Lori M.” quote_icon_color=”#2b7c8f” _builder_version=”4.0.6″ link_option_url=”\/testimonials\/”]<\/p>\n I assume you have some idea of what it may feel like to finally put something behind you that dominated your life and nearly destroyed your marriage. I cannot thank you enough for your professionalism, expertise and MOST importantly the support you and Barbara provided during this process. We are so very grateful.<\/p>\n [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Contact” _builder_version=”4.8.2″ background_image=”https:\/\/demarcomitchell.com\/wp-content\/uploads\/2021\/02\/map_of_dallas_13-scaled.jpg” custom_margin=”||||false|false” custom_padding=”3vw|2vw|3vw|2vw|true|true” global_module=”6315″ saved_tabs=”all”][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|tablet” _builder_version=”4.9.7″ background_color=”#ffffff” custom_margin=”-6vw||||false|false” custom_padding=”|3vw||3vw|false|true” custom_padding_tablet=”” custom_padding_phone=”|10px||10px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1500ms” animation_delay=”200ms” animation_intensity_slide=”10%” animation_starting_opacity=”100%” box_shadow_style=”preset3″ box_shadow_vertical=”15px” box_shadow_blur=”80px” box_shadow_color=”rgba(0,0,0,0.2)”][et_pb_column type=”1_2″ 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button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_code _builder_version=”4.9.7″ _module_preset=”default”]CHAPTER 13<\/h3>\n
CHAPTER 11?<\/h3>\n
EXEMPTIONS<\/h3>\n
DICTIONARY<\/h3>\n
<\/h3>\n
TESTIMONIALS<\/h2>\n